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What kind of collateral does Diamond Lender accept?

We accept gold or platinum jewelry with or without diamonds, including rings, bracelets, necklaces, earrings, cufflinks & gold coins. We also accept high quality watches. If you are unsure if we accept your jewelry, call or visit us today and ask any of our brokers. (212)-729-0275

What if I don't live near New York City?

No problem. We have an extensive network of fine jewelry stores that we deal with, if you don't live near the New York City area we can arrange a for a loan transaction at your local family jewelry store.

What value do you loan?

The loan value will be a percentage of the market value, up to 80%, based upon weight, condition and quality. This is a free loan appraisal. 80% is unprecedented in the industry.

How long does the loan process take?

Our process is quick and easy. A loan value will be determined within a matter of minutes, and you can be on your way with cash in your hand moments later. All business done with Diamond Lender LLC is strictly confidential.

How do I know that my jewelry will be returned to me in the same condition?

Your jewelry is safely packaged and labeled with a unique pawn number. The package is then stored in our secure vault. Upon repayment of the loan, the collateral is returned to you.

Your jewelry is insured.

How long do I have to repay the loan?

New York State mandates that loans are written for a minimum of four (4) months. We can arrange for a longer time period if desired.

If I make the loan, what do I get?

First, you will receive the money. We can provide cash, check or wire transfer (with fees). Regarding cash, we are fully compliant with US Patriot Act Laws regarding the distribution and collection of cash. For more information, you can click on U.S. Patriot Act

Second, you will receive a pawn ticket. Do not lose the pawn ticket, as it is necessary to redeem your merchandise. The ticket will provide a description of your merchandise, the amount financed, all charges, and the terms of the contract. Any person who presents the pawn ticket can redeem the merchandise, so: DO NOT LOSE YOUR PAWN TICKET!!!

What if I cannot redeem my merchandise after 4 months?

You may request Diamond Lender LLC to re-pledge your property for an additional four (4) months. If agreed, a new ticket will be generated after all interest and fees are paid. You will be notified by mail when your loan comes due.

What are the charges for the interest and fees?

New York State law allows pawnbrokers to charge four percent (4%) per month. We do not charge ticket writing fees, vault storage fees or insurance fees.